• Be realistic: If you cannot afford to keep your home – sell it.
• List your home with a reputable Realtor who is familiar with “short sales” if you owe more than your home is worth. A short sale requires your Lenders approval.
• Always ask for a waiver of deficiency from the Lender.
• Avoid Rescue Scams: Don’t give someone money who says they can prevent a foreclosure or help you get a loan modification. Don’t sign paperwork you aren’t familiar with or sign a deed over to someone who says they will help you.
• Take Action Now: Contact a MSHDA-approved agency for other free assistance. Find a Housing Education Counselor.

Disclaimer:

Please note that the timeline presented below is myrealestatesolution.org’s interpretation of the timeline referenced with MSHDA. It is provided for educational purposes only. This information shall not be construed as legal advice, replace, or be relied upon as such. Please consult with your attorney.

• No Guarantee of Accuracy: Efforts have been made to ensure the accuracy of the information provided; however, there is no guarantee of its accuracy, completeness, or timeliness.

• myrealestatesolution.org and its authors shall not be liable for any damages or losses arising from the use of the information provided on the website.

• External Links: We are not responsible for the content, accuracy, or reliability of external sites linked from our website.

• No Endorsement: Inclusion of third-party products, services, or websites on our website does not constitute an endorsement or recommendation.

• Changes and Updates: The information provided on the website may be subject to change or update without notice.

• Jurisdiction: This disclaimer is governed by the laws of Michigan, USA. Any disputes arising from the use of this disclaimer shall be subject to the exclusive jurisdiction of the courts in Michigan, USA.
  

• User Responsibility: Users are responsible for independently verifying the information provided and consulting with relevant professionals, such as attorneys or financial advisors, as needed.

• Intellectual Property: All content on the website is owned by myrealestatesolution.org and is protected by copyright laws. Reproduction or distribution of the content is prohibited without prior authorization.

• By accessing and using this website, you agree to the terms of this disclaimer. If you do not agree with these terms, please refrain from using our website.